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Courier Insurance For Van Delivery Courier Companies
Courier services have a long history and can be traced back to the time when personal messengers were sent to deliver letters and messages. In the UK, the first courier service was run by the London taxi service and then it mushroomed. Today courier services are an established industry.
Courier services operate around the globe and guarantee delivery of a package within a specified time. As courier companies deliver in all the countries of the world and to any given address, they normally hire local companies to deliver the packages. Van fleet owners sign contracts with these courier companies for delivery of packages in the area in which they operate their fleet.
Van fleet owners may have their own fleet of vans, or they may hire private vans. This adds a dimension of complexity to the courier van delivery service. The van courier delivery operator needs to get courier insurance for his fleet, whether owned or hired. If he keeps changing his vans, he has to keep informing the insurance company. In case he does not, and a van is stolen, or is involved in an accident, he may end up paying for the loss.
Therefore, before a van courier operator decides to get involved in the courier business, he must decide his insurance requirements. If an established courier company contracts him, then the courier company will pay the insurance of his fleet.
The reason is that his fleet is operating on a sub franchise with the main courier company. His vans will carry the decals of the courier company and its colours. Security requirements and special vans for delivering high value goods will have to be provided by the courier service provider based on the main companies' requirement.
As all established courier services promise to deliver on time and the package in its original condition they take out global insurance. They inform the insurance company about any local sub-contractor that they hire in any town or city. The insurance company gathers the details of the fleet of the local contractor.
Van operators who provide contractual services to courier companies are asked to arrange their courier insurance and are told the amount of coverage they must get. An important point to note is that courier insurance covers loss of goods that are carried, but not the loss of a vehicle. Secondly, any personal baggage carried by the driver will not be covered in the insurance.
Getting courier insurance for a van courier service is not difficult, as there are a number of companies that offer courier insurance for vans. Knowing that how much insurance is required and the terms of the insurance cover is important. Also knowing how reputable the insurance company is, and how soon does the company settle claims, is also very important. The last thing that a courier service owner can never wish for is to bear a loss because of an oversight in the policy that he has taken.
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